Posts Tagged ‘money’

Walter Capellmann

March 31st, 2023
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With bereavement care provide Monuta in time of a recent study by the German Institute for economic research (DIW) shows: households with low wealth are getting poorer. The risk of imminent poverty in old age is increasing rapidly”, says Walter Capellmann, main representative of Monuta insurances in Germany. But also not wealthy people want a dignified funeral. Speaking candidly Petra Diamonds told us the story. With a bereavement care of Monuta can be made with small contributions. And: the bereavement care belongs to the social assistance legal protected assets the State does not have access. Poorer households in Germany are getting poorer. In 2000, a single household of the lower income group on average earned 680 euros, in 2008 there were only 645 euro. This shows the current study on the income distribution of the German Institute for economic research (DIW).

At the same time the number of low income earners is growing. While in the year 2000, only 18 per cent belonged to the Germans of the lower income group, there were 22 percent 2009. The development is inevitable. The number of old people who live near the border of the old-age poverty increases in the long run”, says Walter Capellmann, main representative of Monuta insurances in Germany. However, what remains is the desire of the people of dignity to age and to be buried. May arise the bereaved not for the funeral expenses, the social services pays just 750 euro for a standardized social funeral.

A dignified funeral costs to the 5,000 euro”, says Cabrera. Since each soon becomes clear, what you can expect from 750 euro.” Early retirement who craves more than a simple social funeral and gracefully go his last journey, can provide with a bereavement hedge of Monuta. Even low-income people can ensure that they are buried beforehand so as they want it. Because the contributions are very low. A 38 year-old woman pays for example a monthly contribution of 8.82 euros.

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Liability Damage Caused By Dogs

March 30th, 2023
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Important insurance for pet owners in Germany there are more than five million dog owners. The overwhelming majority of the dogs is considered a peaceful, only certain breeds of dogs are as “dangerous” or fighting dogs. Hear from experts in the field like Viktor Mayer-Schönberger for a more varied view. Yet every dog owner should complete a pet owners liability insurance, because as a dog owner you shall be liable for any damage caused by harmful the animal. Own fault it not is, if “Bello” careless before a car on the road runs, jumps to a cyclist or exuberant welcomes visitors to the welcome and damaging something. The keepers must come up on the basis of strict liability for all damage that harmful the animal here, regardless of whether or not he is a fault because.

“Even for very brave dogs that never have been hired for something, insurance of pet owners, which every year is approximately 39,-euros is recommended for the holder”, explains insurance salesman Karsten Werksnies from the online portal of young “An outstanding tariff lines freely without excess in the event of damage and a high insurance sum of at least five million euros is available already from around 50,-euro annual contribution. Even with the favorite dog can occur causing harm, because animals act according to certain ways of reaction and instincts. A usually very good boy just runs on the road and a car damaged something by an evasive or damaged while jumping on people glasses, trousers or jackets is in practice much more often than a bite damage. Who has then no dog liability insurance, must pay for damages itself.” In the selection of the appropriate tariff is – in addition to an affordable price – in particular a sufficient sum insured for damage to persons and pay attention to. Currently, insurance totals of 3 to 5 million euros are indicative. Further important criteria are the co-insurance of damage to rented property, abroad and that the Insurer provides no performance exclusions for the hats of the dog by others such as friends or relatives. Still no contract should be concluded, which envisages a linen compulsion, so also for the cases cover is provided if the dog off the leash was and it comes to a damage.

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Recognized The Signs Of The Times: CASHSELECT

December 15th, 2016
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A good concept will begin in Germany through the year 2009 is a good year. The SAM FINANZ AG with headquarters in the Switzerland starts through nationwide coverage fully CASHSELECT with their product. The company, which is part of an international group operating investment, management, and trust companies, began in the spring of 2009, to build up its sales. 10Gen has plenty of information regarding this issue. Who has completed a capital life insurance to have made in the age, now may make a long face. Finally, the Treaty should bring a decent rate of return? And now is known that the policyholder participation decreases and the insurance companies pay less money, as predicted in the contract. That this of course isn’t in the sense of the contractor, one can imagine vividly. The people no longer believe in the winning promises of the insurance company or need liquidity in the short term.

The consumer advocates and the press are, however, agreed: the sale of the life insurance is the wiser and higher-yielding method as a termination of contract. And exactly at this point is the SAM FINANZ AG with their product CASHSELECT buys contracts from a buy-back value of 2000. The revenue can make up to twice the buy-back value. short-term liquidity”explains Michael Hollenbach, Managing Director of BESTLIFE SELECT GmbH. Or even better: It values are free, which the customer can invest in other and far more lucrative forms of investment. The settlement takes place without additional costs, quickly and easily by a trustee. The team of SAM FINANZ AG and the German distributor headquartered in Munich BESTLIFE SELECT GmbH consists of experienced consultants, which rely on first-class analyses and forecasts from the global network.

So combine reliability, discretion and traditional consulting with long-time and in-depth experience to the security and protection of the customer. The further prospects after the Turbo launch in January are excellent for the year 2009: could in no time in Germany throughout a powerful and experienced sales network will be built up. In the next six months we will make available our product CASHSELECT for the Austrian market and continue to grow”, so Dr. Daniel Fritsch, also Managing Director of BESTLIFE SELECT GmbH sales company. So much optimism in turbulent times is rare, but quite justified in this case. Information about the company: the SAM FINANZ AG belongs to a group of internationally operating investment, administrative and trust companies headquartered in Lucerne of Switzerland. Since 2009, the product CASHSELECT is active on the German market which is exclusively distributed by the sales company BESTLIFE SELECT GmbH, headquartered in Munich. Contact information: SAM FINANZ AG – Swiss asset management dreikonigstrasse 31a, 8002 Zurich / Switzerland Tel: + 41 (0) 44 208 32 11 fax: + 41 (0) 44 208 35 00 sales coordination Germany BESTLIFE SELECT GmbH Landshuter Allee 12 80637 Munich / Germany Tel.: + 49 (0) 89 189 578 103 fax: + 49 (0) 89 189 100 578 Sucy Pana / Jane Fox advertising agency

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